We are KalPay

Launched in 2021, KalPay has now become the largest Shariah-aligned fintech solution provider in Pakistan. KalPay is working with hundreds of e-commerce merchants across multiple product and service categories to provide Buy Now Pay Later services for their customers. Using KalPay, customers can buy their favorite products right away and pay in three equal monthly instalments using cards, wallets and bank transfers without any interest or extra charges. While expanding in the e-commerce space, KalPay has also launched new verticals including KalPay Rasayi and KalPay Taleem, offering its BNPL services on the purchase of productive assets like smartphones and fee payments for education and skill development services. With a strong focus on creating a positive impact in the society, KalPay intends to make easy, hassle-free and Shariah-aligned credit accessible to the under-banked population across Pakistan. Get access to credit with KalPay today!

Our Values and Beliefs

Inspire Innovation

Our team is constantly working on something new and making it better. We develop great ideas that we hope will shape the future of e-commerce and financing in Pakistan.

Value Teamwork

The team’s strength is not its collective experience and expertise, but rather the ability to trust each other in all circumstances. We work towards a common goal by supporting one another through thick or thin.

Be Committed

We are passionate about what we do, and it shows in our work. We take pride in helping people live their best life possible through the services that we provide.

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